Deposit Rates

Savings

TypeRateAPY*
Regular Savings0.15%0.15%
Christmas Club0.15%0.15%
Vacation Club0.15%0.15%
IRA0.75%0.75%
Kirby & Claim Your Youth (up to $500)5.00%5.00%
Kirby & Claim Your Youth (over $500)0.15%0.15%
Save to Win ***0.15%0.15%

Draft Checking

TypeRateAPY*Requirements
Checking0.00%0.00%
Money Market ***0.20%0.20%Balance greater than or equal to $500 / limit on transactions

Certificates

TermRateAPY**
6 months0.25%0.25%
12 months0.40%0.40%
24 months^0.65%0.65%
36 months^0.75%0.75%
60 months^0.85%0.85%


* Fees could reduce earnings.
** A penalty may be imposed for early withdrawal.
*** See us for details.
^ Option to increase the rate one time during the term of the Certificate of Deposit if the credit union’s rates increase. Annual Percentage Yield (APY) indicates actual interest earnings provided the entire CD balance and all dividends earned remain on deposit for 12 months.

All rates as of and are subject to change.

View our funds availability policy here.