Deposit Rates
Savings
| Type | Rate | APY* |
|---|---|---|
| Regular Savings | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
| IRA | 0.50% | 0.50% |
| Kirby & Claim Your Youth (up to $500) | 5.00% | 5.00% |
| Kirby & Claim Your Youth (over $500) | 0.05% | 0.05% |
| Health Savings *** | 0.05% | 0.05% |
| Save to Win *** | 0.05% | 0.05% |
Draft Checking
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| Checking | 0.00% | 0.00% | |
| Money Market *** | 0.10% | 0.10% | Balance greater than or equal to $500 / limit on transactions |
Certificates
| Term | Rate | APY** |
|---|---|---|
| 6 months | 0.20% | 0.20% |
| 12 months | 0.25% | 0.25% |
| 24 months | 0.30% | 0.30% |
| 36 months | 0.35% | 0.35% |
| 48 months | 0.70% | 0.70% |
| 60 months | 0.80% | 0.80% |
* Fees could reduce earnings.
** A penalty may be imposed for early withdrawal.
*** See us for details.
All rates as of and are subject to change.
View our funds availability policy here.