Deposit Rates

Savings

TypeRateAPY*
Regular Savings0.10%0.10%
Christmas Club0.10%0.10%
Vacation Club0.10%0.10%
IRA0.50%0.50%
Kirby & Claim Your Youth (up to $500)5.00%5.10%
Kirby & Claim Your Youth (over $500)0.10%0.10%
Health Savings 0.10%0.10%
Save to Win 0.10%0.10%

Draft Checking

TypeRateAPY*Requirements
Checking0.00%0.00%
Money Market 0.15%0.15%Balance greater than or equal to $500 / limit on transactions

Certificates

TermRateAPY**
6 months1.00%1.00%
12 months2.00%2.02%
24 months2.30%2.32%
36 months2.00%2.02%
48 months2.25%2.27%
60 months2.30%2.32%
CD Special - 18 months***3.25%3.29%


* Fees could reduce earnings.
** A penalty may be imposed for early withdrawal.
*** Limited time offer through 01/03/2023. Minimum deposit of $500.00. 18 month special will not renew at end of term. See a representative for details.

All rates as of 10/26/2022 and are subject to change.

View our funds availability policy here.