Deposit Rates

Savings

TypeRateAPY*
Regular Savings0.05%0.05%
Christmas Club0.05%0.05%
Vacation Club0.05%0.05%
IRA0.50%0.50%
Kirby & Claim Your Youth (up to $500)5.00%5.00%
Kirby & Claim Your Youth (over $500)0.05%0.05%
Health Savings ***0.05%0.05%
Save to Win ***0.05%0.05%

Draft Checking

TypeRateAPY*Requirements
Checking0.00%0.00%
Money Market ***0.10%0.10%Balance greater than or equal to $500 / limit on transactions

Certificates

TermRateAPY**
6 months0.20%0.20%
12 months0.25%0.25%
24 months0.30%0.30%
36 months0.35%0.35%
48 months0.70%0.70%
60 months0.80%0.80%


* Fees could reduce earnings.
** A penalty may be imposed for early withdrawal.
*** See us for details.

All rates as of and are subject to change.

View our funds availability policy here.