If you have been impacted by COVID-19, experience hardship, and need financial support, TruNorth is here to help. Our staff is here to discuss how we can help you through this challenging time.
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TruNorth Federal Credit Union NMLS #691076
Kristin Thornton – NMLS #772045
Laura Perrault – NMLS #786117
Jamie Lindblom – NMLS #1830326
Johannah Pennala – NMLS #1833061
TruNorth has partnered with Member Advantage Mortgage, LLC to offer a wider range of mortgage solutions to our members.
For more information, or to apply online, click “more information” below.
More InformationClick here to calculate your monthly loan payment.
Click below to apply for a loan today or apply in person at one of our branches. Give us a call for more information at (906) 485-5563.
Apply OnlineEstablishing credit is easy to do with TruNorth Federal Credit Union’s first-time borrowers program. To qualify, you must be over 18, have no credit history and a monthly income. That’s it! If you meet these qualifications, you can borrow up to $5,000 without a co-signer to purchase a vehicle. (Any amount above $5,000 may require a cosigner.) You just need enough income to make your monthly payments – which should roughly be at least twice the monthly housing expense and your new car payment.
Apply OnlineYou can’t plan for every emergency that may come your way in life, but TruNorth Federal Credit Union is here to help if your vehicle is stolen or totaled in an accident with GAP Plus Credit Protection.
If one of these unforeseen accidents happens to you, there might be a difference between what your insurance company will pay and what you might still owe on your vehicle loan. That’s where GAP Plus Credit Protection comes in – it can help cancel the difference between the two. You would also reduce your next TruNorth Federal Credit Union vehicle loan by $1,000 if your replacement vehicle is bought within 60 days of your primary insurance settlement.
GAP Plus protection costs $325 and can be paid in cash or added directly to the loan balance. Stop by one of our branches or call to learn more about our GAP Plus Credit Protection today.
**Insurance products are not deposits, obligations of, or guaranteed by TruNorth Federal Credit Union and are not insured by the National Credit Union Share Insurance Fund (NCUSIF), or any other agency of the United States. Any insurance required as a condition of an extension of credit by TruNorth Federal Credit Union may be purchased from a licensed insurance company of your choice.
Apply online or in person at any of our branches.
Apply OnlineTruNorth offers a VISA credit card with a great competitive rate of 11.9% APR. There’s no annual fee, over the limit fee, or cash advance fee; the grace period is 25 days and we offer a no-fee balance transfer. Also, members can earn Scorecard Rewards on purchases. Apply online or in person at one of our branches.
Turn the dollars you spend on your TruNorth Federal Credit Union Visa® credit card into travel and brand-name merchandise with ScoreCard® Rewards. Since there’s no enrollment needed, you start earning points right away – all you have to do is make purchases using your Visa card! Already have our Visa card? You can click here to enroll in ScoreCard Rewards today.
To check your points, visit www.scorecardrewards.com. For merchandise redemption and point questions call (800) 854-0790. If you have travel questions, call (800) 842-3006.
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