Become a Member

If you would like to open an account and become a member of TruNorth, please call ahead to make an appointment. Our Account Specialists will sit down with you and decide what services fit your needs. Call (906) 485-1210 and let us know you would like to become a member!

Savings Account

To become a member at TruNorth Federal Credit Union, you must first open a regular share savings account. A $5.00 deposit establishes your membership in our credit union, as well as making you part owner. This minimum $5 must remain in your savings at all times in order to take advantage of our services.


We also offer Holiday and Vacation savings accounts at competitive rates.


Click HERE for an update to our Terms and Conditions effective July 1, 2020.
Click HERE for an update to our Terms and Conditions effective July 1, 2022.

Checking Accounts

We offer our members free checking accounts with unlimited access.

Money Market Accounts

If you’re looking for a savings account with a higher interest rate, then a TruNorth Federal Credit Union money market account might be just what you need. You can access your savings whenever you want!
  • Minimum deposit of $500 to open, which must be maintained
  • Earn dividends at a competitive rate
  • You can access your account up to six times a month*
Save and earn dividends at a higher rate with our money market account. To open one today, stop by any TruNorth Federal Credit Union branch or call us for more information.

*Transaction limitations: During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or by check, or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the credit union.

Share Certificates

We offer share certificates at competitive rates. Certificates are a fixed-rate, fixed-term investment account and come in a variety of terms ranging from six months to five years.
  • Minimum balance of $500
  • Term options from 6 months to 5 years
  • Dividends are calculated, paid and compounded quarterly

Health Savings

We offer a health savings account with a competitive rate. Debit cards are also available. Please contact our office for more information.

Youth Savings Accounts

Compass Club

Our credit union has a robust savings program to educate young members about savings habits! PARENTS: Sign up for our youth newsletter to receive youth news directly to your email!

Compass Club is open to members ages 0-17. Earn Compass punches and redeem them for certificates of deposit!

Banzai Wellness

As a sponsor for Banzai, we have access to many of their financial resources. Check out the Banzai Wellness Center for calculators, courses, articles, and more.

TruNorth hosts quarterly drawings for our youth members! PARENTS: To receive information, sign up for our youth mailing list by entering your information (NOT your child’s information!) below.

PARENTS: Sign up to get youth account updates and party invites sent to your inbox!

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Investment & Retirement Services


We offer traditional IRA savings accounts with competitive rates. Call (906) 485-1210 for more information.

 Investment/Retirement Services

If the thought of diving into all of your investment and retirement savings options seems overwhelming, TruNorth Federal Credit Union has the answer – investment and retirement services. TruNorth Investment & Retirement Services* has financial planners that can help make sure you’re on the right path to reach your financial goals.

  • Investment and Retirement Services, Comprehensive financial planning, Investment advice, 401k/pension rollovers**, Retirement planning, Education funding, Mutual funds, Life insurance, Wealth management, Tax-managed investing, and MEMBERS Trust Services

When you team with TruNorth Investment & Retirement Services to plan your financial future, you can relax knowing that you’re in good hands with a trusted financial partner. For assistance please contact Geno Maino, Registered Representative at 906-485-1210 or 906-361-6550 or stop by our main branch in Ishpeming.

Check the background of this investment professional on FINRA’s BrokerCheck.

*The financial professionals at MEMBERS Financial Services are registered representatives with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. TruNorth Federal Credit Union and MEMBERS Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using MEMBERS Financial Services, and may also be employees of TruNorth Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, TruNorth Federal Credit Union or MEMBERS Financial Services. Securities and insurance offered through LPL or its affiliates are: -Not Insured by NCUA or Any Other Government Agency -Not Credit Union Guaranteed -Not Credit Union Deposits for Obligations -May Lose Value

** Prior to requesting a rollover from your employer sponsored retirement account to an Individual Retirement Account (IRA), you should consider whether the rollover is suitable for you. There may be important differences in features, costs, services, withdrawal options, and other important aspects between your employer sponsored retirement account and an IRA.


LPL Brokerage Services

Financial Counseling

As a member of TruNorth Federal Credit Union you can schedule free financial sessions with our certified financial counselor. These sessions can help you with the following:

  • Improve or maintain your credit score
  • Manage your current debt
  • Set and achieve personal financial goals
  • Develop customized household spending plans
  • Improve your overall financial situation

TruNorth is proud to have a member of our service department with a Credit Union Financial Counselor (CCUFC) Certification. This certificate was created by CUNA, the Credit Union National Association, in an effort to help credit union financial counselors stay up-to-date with the latest counseling techniques and ensure credit union members are receiving informed and relevant financial advice.

If you are interested, or would like more information, please call (906) 485-1210.