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TruNorth Federal Credit Union

Vehicle Loans

Whether you’re looking for a new or used vehicle for hitting the road or cruising the lake, TruNorth Federal Credit Union has the loan to get you there. We offer great low-rate loans on new or used cars, RVs, boats, motorcycles and campers.

New & Used Vehicle Loans

RV, Boat, Motorcycle & Camper Loans

  • No application fees
  • Competitive rates
  • Flexible terms to 84 months
  • 120-month option on new and used RVs or boats. Rate is the same as 60-month new or used loan with a balloon payment after 60 months.
  • .25% rate discounts when payments are set up for automatic deduction
  • Access with online banking
  • Click here to calculate your monthly loan payment

Whatever vehicle you want, TruNorth Federal Credit Union will get you moving in no time! Click here to apply for a vehicle loan today or apply in person at one of our branches.

First-Time Borrowers

Establishing credit is easy to do with TruNorth Federal Credit Union’s first-time borrowers program. To qualify, you must be over 18, have no credit history and a monthly income. That’s it! If you meet these qualifications, you can borrow up to $5,000 without a co-signer to purchase a vehicle. (Any amount above $5,000 may require a cosigner.) You just need enough income to make your monthly payments – which should roughly be at least twice the monthly housing expense and your new car payment.

Click here to calculate your monthly loan payment

GAP Plus Credit Protection**

You can’t plan for every emergency that may come your way in life, but TruNorth Federal Credit Union is here to help if your vehicle is stolen or totaled in an accident with GAP Plus Credit Protection.

If one of these unforeseen mishaps happen to you, there might be a difference between what your insurance company will pay and what you might still owe on your vehicle loan. That’s where GAP Plus Credit Protection comes in – it can help cancel the difference between the two. You would also reduce your next TruNorth Federal Credit Union vehicle loan by $1000 if your replacement vehicle is bought within 60 days of your primary insurance settlement.

What Vehicles Are Covered?

  • Cars, trucks, SUVs, vans 
  • Snowmobiles, ATVs, motorcycles and personal watercraft 
  • Boats 
  • RV travel trailers, 5th wheels and motorhomes 

GAP Plus protection costs $295 and can be paid in cash or added directly to the loan balance.

Stop by one of our branches or call 877-694-2328 to learn more about our First-time Borrowers program or GAP Plus Credit Protection today.

**Insurance products are not deposits, obligations of, or guaranteed by TruNorth Federal Credit Union and are not insured by the National Credit Union Share Insurance Fund (NCUSIF), or any other agency of the United States.  Any insurance required as a condition of an extension of credit by TruNorth Federal Credit Union may be purchased from a licensed insurance company of your choice.


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